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Austrata's Lending Solutions
Flexible Funding for your Strata Community
Managing strata finances should not be complicated.
Austrata Finance has a suite of lending solutions designed to help you enhance and protect the value of your strata property.
Fast & Simple Application
Trusted & Experienced
Competitive Rates & Flexible Terms
Our Loan Solutions
Austrata
Hybrid Loan®
Hybrid Loan®
When some owners want to pay upfront and others prefer to pay overtime, the Austrata Hybrid Loan® provides the perfect solution.
Pay Now or Pay Later, It’s Your Choice®
Maintains financial stability for the strata community
Ensures essential works are funded without delays
A fair and tailored approach that suits all owners.
Standard
Loan
Loan
For larger strata complexes, this flexible financing solution covers major projects with lump sum or progress drawdowns.
Loan amounts from $250K to $5M+
Suitable for residential and commercial strata complexes with 10+ units
Ideal for major building upgrades, structural repairs, and refurbishments
Access high-value funding for critical strata works.
Concise
Loan
Loan
A streamlined loan designed specifically for smaller strata communities, ensuring quick access to funds with minimal paperwork.
Loan amounts from $50K to $250K
Suitable for smaller blocks with 4+ units
Limited information required, get a rapid approval
Get the funding you need- fast and hassle-free.
Our Loan Solutions
Austrata Hybrid Loan®
When some owners want to pay upfront and others prefer to pay overtime, the Austrata Hybrid Loan® provides the perfect solution.
- Pay Now or Pay Later, It’s Your Choice®
- Maintains financial stability for the strata community
- Ensures essential works are funded without delays
A fair and tailored approach that suits all owners.
Standard Loan
For larger strata complexes, this flexible financing solution covers major projects with lump sum or progress drawdowns.
- Loan amounts from $250K to $5M+
- Suitable for residential and commercial strata complexes with 10+ units
- Ideal for major building upgrades, structural repairs, and refurbishments
Access high-value funding for critical strata works.
Concise Loan
A streamlined loan designed specifically for smaller strata communities, ensuring quick access to funds with minimal paperwork.
- Loan amounts from $50K to $250K
-
Suitable for smaller blocks
with 4+ units -
Limited information required,
rapid approval
Get the funding you need- fast and hassle-free.
Product Parameters
Facility Type
Hybrid Loan®
Standard Loan
Concise Loan
Minimum Loan Amount
Maximum Loan Amount
Minimum No. Lots
Loan Drawdowns
Upfront fees and charges
$500,000
$5,000,000, or as
otherwise agreed by
Austrata
10
Lump sum or progressive drawdowns
Application Fee - $500 Establishment Fee – 0.50% of loan value
$250,000
$5,000,000, or as otherwise agreed by Austrata
10
One lump sum drawdown
Application Fee - $500
$50,000
$250,000
4
One lump sum drawdown
Application Fee - $500
Ownership Concentration Limits
Minimum Loan Term
Maximum Loan Term
Interest Rates
Interest Rate Type
Repayment Frequency
Accelerated Repayments
Statement of Account
Property Type
Security
Serviceability
Additional Advances
Ongoing fees
Limits apply, taking into consideration the total number of
lots and mix of residential and commercial lots
lots and mix of residential and commercial lots
3 years
15 years
Available on request
Variable
Monthly in arrears
Yes, subject to certain terms and conditions
Monthly
Loans provided for residential, commercial or mixed use strata properties,
subject to certain conditions
subject to certain conditions
Security
Thresholds applied against current levies being paid
Yes, subject to loan application assessment across all three options
Nil
How it works
Make essential improvements stress-free Get Your Free Quote Today
1
Funding enquiry
2
Indicative loan proposal
3
Motions & draft loan documents
4
Loan application
(Once motions are resolved / approved by owners/strata scheme at an EGM)
5
Approval
6
Loan documents
7
Certification of documents and special conditions
8
Fund your project
Why Strata Committees & Owners Trust Us
100% Focused on Strata Lending
No Personal Guarantees Required
Flexible
Repayment Options
Repayment Options
© Austrata Finance Pty Ltd
ABN 88 646 360 796
Australian Credit Licence No. 528856